Buyers

If you are interested in buying you first home or your dream home, please feel free to browse through our website for our featured listings on my Home Page or a more indepth search through our MLS search. If you require further information or would like a personal tour of any of these properties, please contact me directly at 604-531-4000 or e-mail me at geofg@bayrealty.com. We can also initiate a comprehensive search for new listings that will automatically notify you as soon as a new listing meets your requirements.

Taxes & Fees to considered when buying:

A) When buying a home in B.C. there is Property Purchase Tax based on: of 1% on the first $200,000 and 2% on the balance of the purchase price.

B) GST. is applicable on all new construction and newly created lots, this is a 5% tax based on the purchase price.

C) When selling a non-principal residence keep in mind that you may incur a Capital Gain or a Capital Loss. If you are unsure please check with your accountant for clarification.

D) There may be some first time homeowners tax breaks available –check latest qualifications.

E) Talk to your bank or Mortgage Broker about Mortgage penalties and Portability of the Mortgage before signing any documents. We can arrange a Mortgage Broker to discuss options and discounted rates.

Recommended businesses to help make buying and selling go even smoother.

Notaries;

Kane, Shannon & Weiler– 604-535-8745 att.: Launa

Amber Goddyn 604-531-2611 fax: 531-8482

Home Inspectors

Pillar To Post Home Inspectors 604-532-0530/ 604-240-2046
pillartopost.com

Northwood Home Inspections 604-290-7763

beni@ineedahomeinspector.ca

Pond’s Pools 604-786-7258 (Mark)

Mortgage Brokers & Rates:

Xeva Mortgage Brokers: www.xeva.ca ask for Luisa

Movers:

Canadian Moving & Storage – 604-803-5755

Home Insurance Brokers:

Schill Insurance 604-531-3334

Pest Control: https://www.orkincanada.ca/

Send Address Change cards to the following:

Post office, Banks, friends/ relatives, Insurance companies/ mortgage/ life / auto, Doctor / Dentist

Remember to transfer and/or cancel the following Utilities:

B.C.Hydro 1-800-224-9376
Fortis Gas 1-888-224-2710
Telus (telephone, internet) 604-291-2355
Shaw cable 604-629-8888
automatic withdrawals, newspapers, magazines, milk, food, water delivery.